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Give your teen the gift of Smart Money Management this holiday season
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Press release submitted by Junior Achievement of the Heartland Junior Achievement announces 2012 holiday spending recommendations to prepare teens for success in college and the workforce Moline, IL (December 6, 2012)—Junior Achievement USA® (JA) is presenting its 2012 recommendations for the 2012 holiday shopping season, and following them won't require waiting in lines. Though holiday deals may still be plentiful, JA is encouraging other forms of giving this year to prepare teens for college, to be workforce ready and have a financially secure future. Parents and family members can: · Make donations to teens' college funds; · Purchase savings bonds in teens' names, or; · Give gifts essential for college, like laptops, printers or USB drives "The holiday season is an opportunity to spend time with loved ones," said Barbara VenHorst, President of Junior Achievement of the Heartland. "It's also the perfect opportunity to talk to teens about the tools they need to be successful as they embark on their education, careers and build their own memories with family and friends." Junior Achievement reaches more than 55,000 students annually in kindergarten through high school. It offers a broad array of resources for parents to help prepare their teens for their fiscal futures, including college savings calculators and Junior Achievement $ave, USA, which offers a suite of materials about talking to teens about money management and financial literacy. A recent Rand poll showed more teens are saving for clothes than for college and the National Retail Federation has projected holiday shoppers will maintain conservative budgets as the economy continues to recover. JA recognizes an ideal time to embrace the holiday spirit and set teens on the path for college success, workforce readiness and financial security. About Junior Achievement USA® (JA) Junior Achievement is the world's largest organization dedicated to giving young people the knowledge and skills they need to own their economic success, plan for their future, and make smart academic and economic choices. JA programs are delivered by corporate and community volunteers, and provide relevant, hands-on experiences that give students from kindergarten through high school knowledge and skills in financial literacy, work readiness and entrepreneurship. Today, JA reaches 4.2 million students per year in more than 120 markets across the United States, with an additional 6.5 million students served by operations in 117 other countries worldwide. Visit www.ja.org for more information. Locally, Junior Achievement of the Heartland serves 24 counties in eastern Iowa, western Illinois and Grant County in Wisconsin. Approximately 55,000 kindergarten through high school students benefit from JA programs each year. 
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Today is Thursday, June 20, the 171st day of 2013. There are 194 days left in the year.
1863 -- 150 years ago: The latest interpretation of the conscription law is said to be that $800 can be paid for an exemption, in which case the person will be eligible for call ina subsequent draft; or a substitute can be furnished. In the latter case, if the substitute isaccepted, the person he represents is exempted for that draft period.
1888 -- 125 years ago: A floral concert presented by Central Presbyterian Church womenattracted a large crowd yesterday.
1913 -- 100 years ago: Milton Reed, infielder on the Davenport baseball club, has beensold to the Philadelphia National league team.
1938 -- 75 years ago: The State Bank of Rock Island has doubled its capital structure,raising it to $1 million, according to Lewis B. Wilson, president of the bank.
1963 -- 50 years ago: The American Wind Symphony Orchestra will present two concertsin the Quad-Cities on Aug. 6, performing from its specially equipped stage-barge. Thebarge, which is traveling the Mississippi River route, will be moored just off the shore forthe concerts.
1988 -- 25 years ago: Fines for overdue items at the Rock Island Public Library are beingincreased to 10 cents per day per item effective July 1. Fines will not be prorated onbooks returned after that date.
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